mPower Family Takaful
Allianz Life Insurance Malaysia
Shariah-compliant investment-linked plan with flexible coverage
Benefits
Higher of sum covered or fund value paid to nominees
Up to RM 750,000
Full sum covered on confirmed total permanent disability
Up to RM 750,000
Choose from 5 Shariah-compliant funds — equity, balanced, sukuk
Additional units credited to fund every 5 years
Optional Riders
56 critical illnesses — triple payout for cancer, heart attack, stroke
Coverage: RM 300,000
All future contributions waived upon critical illness diagnosis
Double payout on accidental death; monthly benefit on disability
Coverage: RM 750,000
Key Exclusions
Known medical conditions at policy commencement
Intentional injury or suicide excluded throughout policy term
Death from base jumping, free solo climbing, or similar activities
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