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Mortgage✦ Shariah Certified
HomeSafe Mortgage Takaful
Etiqa Takaful
Protect your home financing — ensure your family keeps the roof
Monthly Contribution
RM 85
Sum Covered
RM 600k
Wakalah Fee
12%
Age Range
18–65 years
Benefits
✓
Outstanding Loan SettlementCore
Remaining mortgage balance settled in full upon death
Up to RM 600,000
✓
TPD — Loan SettlementCore
Outstanding financing settled upon confirmed TPD
Up to RM 600,000
✓
Critical Illness Payout
Partial loan settlement upon 36 critical illness diagnoses
Up to RM 100,000
Optional Riders
Fire & Flood Rider+RM 20/mo
Property damage cover from fire, flood, and natural perils
Coverage: RM 600,000
Key Exclusions
✕
Pre-existing Medical ConditionsWaiting Period
Undisclosed medical conditions at policy commencement
✕
Non-residential UsePermanent
Property used for commercial purposes not covered
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Claim Typeindemnity
Contribution Modesingle
Surrender ValueNo
Investment FundNo
Shariah BoardShariah Advisory Committee — Etiqa
Est. Launch2014