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Medical✦ Shariah Certified
SunShield Medical Takaful
Sun Life Malaysia Takaful
Hospital-grade medical protection with no co-payment burden
Monthly Contribution
RM 220
Sum Covered
RM 200k
Wakalah Fee
22%
Age Range
14–74 years
Benefits
✓
Inpatient & SurgicalCore
Full hospitalisation cover including surgical fees and ICU
Up to RM 200,000
✓
Outpatient SpecialistCore
Post-hospitalisation outpatient visits up to RM5,000/year
Up to RM 5,000
✓
Cancer TreatmentCore
Chemotherapy, radiotherapy and targeted therapy covered
Up to RM 150,000
✓
Maternity Complications
Covers pregnancy complications requiring hospitalisation
Up to RM 30,000
Optional Riders
Dental & Optical Rider+RM 60/mo
Annual dental and optical benefits for the whole family
Coverage: RM 3,000
Key Exclusions
✕
Cosmetic ProceduresPermanent
Elective cosmetic surgery not related to accident or disease
✕
HIV / AIDSPermanent
Conditions arising from HIV/AIDS infection are excluded
✕
Waiting Period — 60 DaysWaiting Period
General illness claims not allowed within first 60 days
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Claim Typecashless
Contribution Modemonthly
Surrender ValueNo
Investment FundNo
Shariah BoardShariah Advisory Board — Sun Life
Est. Launch2018